Texas Bay is the Official Credit Union of the Houston Astros™!

As a full-service financial institution, Texas Bay has served the Houston community since 1936.  Locally owned and operated, Texas Bay's primary interest is to provide the right product, at the right time, delivered the right way.  Become a member to take advantage of all the products and services available at Texas Bay and save!  One simple way to save is to finance a vehicle or refinance your current vehicle from another lender with Texas Bay.

Check out these great car loan offers:   

  • Great Rates on new, used, & refinanced vehicles
  • NO Payments for up to 90 days (approval required)
  • Skip a Payment opportunities twice a year (approval required)
  • Flexible Terms to fit your budget
  • EASY online loan application
  • Great membership benefits!

Mortgage Benefits:

  • FAST Closings
  • FIXED & ADJUSTABLE Rate Programs
  • FHA & VA Loans Available
  • EASY Online Application
  • AND Much More!

Hit it out of the park with all these great products and services offered to you at Texas Bay Credit Union!



Apply for a Loan Today!

Our Misson


The mission of Texas Bay Credit Union is to offer each member the right product, at the right time, and delivered the right way.


Collectively, Texas Bay Credit Union has established a set of core values which, as an organization we will adhere to, concerning all aspects of credit union business. We will individually and as a team:

  • Speak in "I Can's", not "I Cant's"
  • Be honest and truthful
  • Showing respect for others
  • Deliver what we promise
  • Commit fully to a team effort
  • Be loyal toTexas Bay Credit Union, our members, and to one another
  • Have fun!
  • By establishing these values, it isTexas Bay Credit Union's hope that our level of service and accountability will be heightened and felt by you, our members.


Who We Serve
What We Offer
What is a CU?
Why Choose Us

Auto - As low as 2.89%*

Personal - As low as 10.10%*

Credit Cards - As low as 10.24%*

Click Here for More Rates

2016 Run Houston! Minute Maid Park

¹ULTIMATE ASTROS FAN Drawing:  No purchase necessary to enter and win.  Odds of winning depend on number of entries received.  Only members of Texas Bay Credit Union in good standing and other persons within the Credit Union's field of membership 21 and older are eligible to participate in the Drawing.  Membership is required before utilizing any credit union product or service by establishing a savings account wit h$1.  Officials and employees of the Credit Union and their family members are not eligible to participate in this Drawing.  Entry in the drawing is not automatic.  Prepared form is required for entry on or before close of business on May 18, 2019.    

²The Mortgage application must be submitted to qualify.  The loan does not need to be funded.

³APR means Annual Percentage Rate. Rates and terms are subject to change without notice. Risk-Based Pricing Notice: The Annual Percentage Rates (APR) are quoted “as low as” depending upon the applicant’s individual credit history. Rates quoted are based on approved credit. Your APR may be higher based on your credit information obtained from consumer credit reporting agencies Texas Bay CU uses.  The 5.80% APR Introductory Rate is available on new purchases for the first 6 months. After then, the rate will change to the rate based on your credit at the time of approval and be applied to all new purchases. The introductory rate is available on purchases only. Must be 21 or older, or have a parent or guardian as a co-signer. Transfer fees and other restrictions may apply.  

Texas Bay Credit Union is insured by the National Credit Union Administration.