Texas Bay is the Official Credit Union of the Houston Astros™!
 

As a full-service financial institution, Texas Bay has served the Houston community since 1936.  Locally owned and operated, Texas Bay's primary interest is to provide the right product, at the right time, and delivered the right way.  Become a member to take advantage of all the products and services available at Texas Bay and save!  One simple way to save is to finance a vehicle at Texas Bay or refinance your current vehicle loan from another lender.   

  • SAME GREAT Car Loan Rates for New, Used & Refinance
  • NO PAYMENTS up to 90 days¹
  • SKIP-A-PAYMENT Opportunities Twice a Year¹
  • FLEXIBLE Terms
  • EASY Online Loan Application
  • CONVENIENT branch locations

As a member of Texas Bay, you can take advantage of all our great products and services such as:

  • FREE Checking¹ with Direct Deposit (get a FREE gift at opening)
  • FREE Online & Mobile Banking, Apple Pay, and More...
  • FREE Astros Debit Card with Rewards Program
  • THE BEST RATES on Certificate of Deposit Account²
  • MASTERCARD™ Platinum Rewards Credit Card
  • FAST CLOSINGS One Mortgage and Home Equity Loans

Hit it out of the park with all these great products and services offered to you at Texas Bay Credit Union! 

GO ASTROS!

 

Apply for a Loan Today!

Our Misson
Who We Serve
What We Offer
What is a CU?
Why Choose Us
Our Misson

Mission

The mission of Texas Bay Credit Union is to offer each member the right product, at the right time, and delivered the right way.

Values

Collectively, Texas Bay Credit Union has established a set of core values which, as an organization we will adhere to, concerning all aspects of credit union business. We will individually and as a team:

  • Speak in "I Can's", not "I Cant's"
  • Be honest and truthful
  • Showing respect for others
  • Deliver what we promise
  • Commit fully to a team effort
  • Be loyal toTexas Bay Credit Union, our members, and to one another
  • Have fun!
  • By establishing these values, it isTexas Bay Credit Union's hope that our level of service and accountability will be heightened and felt by you, our members.

 

Who We Serve

Texas Bay Credit Union serves the greater Houston area.  You may be eligible to join Texas Bay if you're associated with one of our Select Employer Groups or live, work, worship, or attend school within a the geographical area bordered by FM 1960, Highway 6 and Highway 146.

 Map of FOM Border Hwy 6 - FM1960 - Hwy 146 CROPPED 442x347

What We Offer

Membership affiliation with us gives you access to a complete selection of time-saving and money-saving financial services:

  • checking and savings accounts,
  • mortgage loans,
  • auto loans,
  • credit cards, and more

You get all of this usually at a lower cost or more attractive rate than other financial institutions.  That's why your membership saves you money and increases your buying power.  The more you use our services, the more you benefit!

Plus, you'll have the security of knowing that your funds are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States government. Savings or checking accounts in different forms of ownership may each be separately insured; ask us for a copy of "Your Insured Funds" if you have questions. 

Whether you are on the go or at home, you will never be far from us with mobile banking, home banking and online bill pay. If you have questions, call us at 713-852-6700 or Toll Free at 1-800-577-3164, or just stop by one of our branches.

What is a CU?

The difference between a credit union and a bank - In the United States, credit unions:

  • Are not-for-profit organizations owned by account holders, which exist to serve our members rather than to maximize corporate profits.
  • Focus on providing a safe place to save and borrow at reasonable rates.
  • Return surplus income to our members in the form of dividends.
  • Boards of Directors are unpaid volunteers elected by the membership – one vote for each member.

 

Why Choose Us

Texas Bay Credit Union provides you with many benefits!

Great Rates: No/low account fees, low loan rates, and great savings rates.

Fantastic Online Services: FREE Online banking, FREE mobile banking, FREE bill payment, FREE e-statements, and MUCH more!

Outstanding Service: Collectively, Texas Bay Credit Union has established a set of core values which, as an organization we will adhere to, concerning all aspects of credit union business. We will individually and as a team

  • Speak in "I Can's", not "I Cant's"
  • Be honest and truthful, showing respect for others
  • Deliver what we promise
  • Commit fully to a team effort
  • Be loyal to Texas Bay Credit Union, our members, and to one another
  • Have fun!
  • By establishing these values, it is Texas Bay Credit Union's hope that our level of service and accountability will be heightened and felt by you, our members.

Convenience: Members have nationwide access to banking and FREE ATMs. As a Texas Bay Credit Union member you can bank at over 5,000 Shared Credit Union Branches nationwide and use thousands of Credit Union Friendly free ATMs.

Safety: Ensuring your deposits are safe is critical to helping you achieve your financial goals. It is important to know that all Texas Bay member deposits are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a government insuring agency. accountability will be heightened and felt by you, our members.

See for yourself what Texas Bay Credit Union has to offer!

Join Texas Bay Credit Union today!

Auto - As low as 2.89%*    

Personal - As low as 10.10%*  

Credit Cards - As low as 9.74%*

Click Here for More Rates

2016 Run Houston! Minute Maid Park
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¹Requires approval.  Certain restrictions apply. 

²Minimum $1,000 opening Certificate of Deposit Account.  Minimum $100 opening Payroll Growth CD Account.

Texas Bay Credit Union is insured by the National Credit Union Administration.